Our Services

Vscore is a Scoring Algorithm using a combination of Credit Scoring and Behavior Scoring. The first in Indonesia to combine both.
Vscore variables range from Non-Financial (Behavior) to Financial (Historical Volatility and Implied Volatility).
Vscore will give a recommendation score about an individual's or company's ability to pay.
VICI At A Glance
VICI’s Founders built the first and largest e-KYC company in Indonesia with Platform Bersama status from Directorate General of Population & Civil Registration (DUKCAPIL).
VICI’s Founders also built the first CA (Digital Signature Provider) with subordinate status from KOMINFO in Indonesia and the first to utilize Real-Time Biometric Verification for eKYC.
VICI’s technical team consists of a PhD in Theoretical Computer Science, a PhD in Condensed Matter Physics, a PhD in Experimental Particle Physics and other experts in Big Data, Machine Learning and Artificial Intelligence.
Unique Values

Debt to Income Ratio (DTI) Analysis

Net Worth Analysis

Score Stacking

Behavior Analysis

Super Service
VICI Super Service
ADJUSTED
SCORING
PRODUCT
- Enrichment/Addition of Data Source from Client
- Additional Parameter Input
- Scorecard Adjustment
- Additional SLIK Checking Methodology
- Backtesting and Evaluation
- Other Request to Discuss

As needed and customized to
Client's Business Model
How To Connect VICI

API Based

Web Based
Shareholders


Member & Certification

000886.01/DJAI.PSE/06/2021

Listed as Digital Financial Service Innovation No. S-453/MS.72/2021 under Innovative Credit Scoring Cluster.

